For a long time, I've been struggling on creating privacy policy and terms and condition but now I found this generator site https://www.termsandconditionsgenerator.com and https://www.privacypolicygenerator.info. All you need to do is to put the company name, website name and website url and some few options that need to be ticked.

Bonus https://www.volusion.com/v1/tools/about-us-generator about us generator helping me to get my about us done.

This saves a lot of time and effort, why I didn't think of this sooner.