Since 1 and half year of covid, we as a family finally had our first time been tested negative. The experience is a bit scary hoping that it's not positive, what would've we do the next few weeks. After a bit of research at first we wanted to use take Swab PCR, my and my wife then the kids will take swab antigen though in the end we all pick swab antigen.
It's kind of sad, we don't get reimbursed for this, I've checked with the insurance you need to be sick to get reimbursed and if you want to only check without doctors reference then it won't get reimbursed.
This is the email from our insurance (translated) took out the name of the insurance.
We are hereby conveyed additional information related to the Covid-19 guarantee as follows: • For all participants who will check for Covid-19 without a referral from the treating doctor, it cannot be covered because it is included in preventive / preventive measures. • If the participant takes a Covid-19 test based on a doctor's referral and the result is negative, the treatment costs that arise as long as they are not related to the policy exception and the diagnosis supports the Covid test will still be guaranteed by insurance. • If the participant is proven positive for Covid-19, the initial hospital will report this to the Ministry of Health and the patient will be transferred to a Government referral hospital. Costs incurred before handing over the patient from the initial hospital to the government referral hospital will be covered by insurance, but if preventive (no indication) insurance cannot be guaranteed • PPE charged by the hospital, guaranteed to Benefit consulting a doctor (if outpatient) • For rapid test / swab antigen / swab PCR covid19 and PPE if hospitalization is included in the benefits of various hospital treatments • If outpatient rapid test / antigen swab / PCR swab are guaranteed to Benefit. Laboratory-Diagnostic (according to available participant benefits) If it is a Pro Tab Hospital / Clinic, it is guaranteed according to the participant's benefits (not at his own request / is there information on the diagnosis of participant referral because of what? ) If there are no indications such as fever, cough, runny nose, shortness of breath, diarrhea, nausea, vomiting, loss of sense of taste, loss of sense of smell etc. Cannot be guaranteed by insurance. Can be guaranteed if there are medical indications That being said, I hope it will be well received. If something is unclear or you want to ask, please contact us again.